You're paying invoices in 7 days when you have net-30 terms. You're not tracking which vendors would accept net-45. You have no idea that moving three payments by two weeks would free up $23,000 in working capital right now. What could you put that to work on?
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“Every small business owner is unknowingly giving their vendors an interest-free loan.”
You're paying in 7 days when you have net-30 terms. You're not tracking which vendors would accept net-45. Most business owners think cash flow is a revenue problem — but it's usually a timing problem. Fix the timing, and you fix the cash position, without changing a single dollar of revenue.
Link QuickBooks with one click, or forward invoices to your unique Dewdate email. AI extracts vendor, amount, due date, and terms automatically. No manual data entry.
Every vendor, their payment terms, your historical average days-to-pay, and a color-coded gap column showing exactly where you're leaving money on the table. Red = you're bleeding cash.
Every Monday morning: pay this now, hold this until day 28, renegotiate this vendor. Each recommendation shows the cash impact in actual dollars — not percentages, not ratios.
Forward a PDF, a scanned receipt, or a raw email. AI extracts every relevant field. If it can't figure something out, it asks one clarifying question — then it's done.
Color-coded gap analysis. Green = you're using your terms well. Red = you're paying early and bleeding cash. Sortable by dollars left on the table this month.
Not just 'what's due' — 'what's optimal.' Every Monday, a prioritized queue with exact hold dates, actual dollar amounts freed, and clear reasoning for every decision.
A list of vendors ranked by potential impact. Click any vendor and get a pre-written email to request better terms. One click to copy or send. That's the whole feature.
Every hold recommendation shows the real dollar amount sitting in your account longer. Watch your working capital number grow week over week as you execute the plan.
Know which vendors are safe to push and which require careful handling. We flag relationship-sensitive vendors so you never optimize yourself out of a critical supplier.
Holding a $10,000 invoice until day 28 instead of day 7 keeps $10,000 in your business for three extra weeks. Across 15 vendors, that's $40,000–$80,000 of persistent float.
Most small businesses draw on lines of credit not because they're broke, but because they paid vendors too early. Stop borrowing money you didn't actually need.
Many vendors offer 2/10 net-30 terms. When you have optimized float, you can selectively capture those discounts on your highest-volume vendors.
A competitor closes. A supplier has overstock at 30% off. Business owners with cash can say yes in that moment. Others watch the opportunity pass.
The single most anxiety-inducing moment in small business. Optimized working capital means that moment almost never happens — not because revenue changed.
Cash-rich businesses push back on price increases, wait out bad deals, and demand better terms. Cash-strapped businesses accept everything.
Many owners take a $50K bank loan to fund a new hire. If optimized terms create $50K of persistent float, that's the loan — already in your business, interest-free.
If Dewdate doesn't free up more cash than it costs in the first month, cancel with one click.
Per business. Unlimited vendors and invoices.
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“I had no idea I was paying Midwest Packaging 11 days early every single month. That's $8,000 sitting on their books that should be on mine. Dewdate showed me this in about 4 minutes.”
“The renegotiation email feature alone paid for this 10x. I sent three emails in one afternoon. Two vendors agreed to net-45 within 48 hours. I never would have asked without the script.”
“My bookkeeper and I used to argue about cash flow every week. Now I just send her the Monday plan. The arguments stopped. The stress stopped. The cash position improved.”
Connect QuickBooks or forward 30 days of invoices. We'll have your first payment plan ready on Monday morning. Takes 5 minutes to set up.
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